You've hidden all cards
Reddit Pulser/povertyfinance
You are a hero 🦸
Under $30 of groceries fed nine kids a full Halloween spread at a domestic violence shelter, a reminder that homemade beats packaged candy on cost in a year when treat prices keep climbing. The thread's 364 upvotes show how much appetite there is for scratch-cooking math over seasonal spending.
‘You Do Have a Kid and It’s Your Husband’: Dave Ramsey Show Host to Wife Paying Off $25K in Debt Alone
Brittany paid off $25,000 in debt largely on her own while her husband kept blowing their budget on games, so she called into the Dave Ramsey Show ready to cut him off. The hosts refused to back her up, and their reason reframes the entire problem.
Hackers Stole a Record $9.2 Billion of Crypto This Year. Is Your Crypto Insured Anywhere?
Canton Strategic just made history by tokenizing its own stock, and a flurry of major deals on the Canton Network has investors watching CC closely. But something about how these trades actually work raises a troubling question for Canton Coin holders.
Is It Too Late to Add Crypto to a Retirement Account at 50 After a Month Like October?
After Bitcoin tumbled 7% in a single month and sits nearly 40% below its peak, a 50-year-old with $500,000 saved faces a decision that could reshape retirement depending on which account holds the position and how the tax math plays out.
A Nasdaq Company Just Cleared the Sale of Its 5,833 Bitcoin, Citing Quantum Risk. Is That a Real Reason to Sell BTC?
A Nasdaq company just approved the sale of thousands of Bitcoin, blaming quantum computing risk and a massive exchange hack. But are those genuine threats driving the decision, or does something else explain the timing?
Sponsored
DTCC’s CEO Joined Chainlink on Stage a Day After Its Tokenization Launch. What Would It Take for LINK to Get Back to $20?
Wall Street’s top clearinghouse just put its CEO on a Chainlink stage one day after launching a tokenization service, yet LINK still trades far below where it was a year ago. The real question is whether this wave of institutional attention can ever move the price, or just the h…
Bitcoin’s Fear and Greed Index Fell From 70 to 36 in October. What Happened the Last 3 Times It Dropped This Fast?
Bitcoin’s Fear and Greed Index just completed one of its fastest drops in recent history, and the last three times it moved this sharply, traders who bought the dip paid a painful price within 30 days.
CZ Says the Binance Hack Is Smaller Than Mt. Gox in Bitcoin Terms. What Did Bitcoin Do After Mt. Gox?
Every major crypto exchange collapse has rattled Bitcoin, but the aftermath tells a story most holders never expect. History shows the first month is almost never the signal that matters.
Reddit Pulser/dividends
I just smooth it out by paying myself the same amount every month from a separate account, let the lumpy dividends pile up in the brokerage then transfer a set salary to my current account, takes the guesswork out completely
Quarterly dividends never land evenly, and a 55-year-old retiree spending them as they arrive has no shock absorber. The 113-comment answer is near unanimous: hold a cash buffer and pay yourself a fixed monthly salary from it, so lumpy payouts never dictate your spending.
Last week's tech flush was the bait, according to this read, with the Nasdaq sitting on its trendline into a week stacked with job openings, unemployment data and four megacap tech earnings reports.
It's going to be a busy week of economic events. Job openings, crude oil stock and unemployment. It's also a big earnings week with $AAPL, $PLTR, $AMD, $QCOM, etc. Spooking people out of tech last week could have been the perfect trap for a reversal. https://t.co/bwOnF7JLqH https://t.co/0uepqdS471 [Quoted @FinanceLancelot]: The Nasdaq is approaching the trendline this week. According to the October 2018 pattern on the S&P 500, we begin a rally on November 4th, the day after the midterms. The 2020 and 2018 patterns look strange because this chart is in log and I captured the candlesticks in https://t.co/BYTu0dYr2a https://t.co/2bUG8LaBtV
- Replies2
- Reposts1
- Likes12
Sponsored
Reddit Pulser/personalfinance
If you’re meeting your savings goals, then it doesn’t matter. Enjoy it. If paying down your debt is part of your plan, then it does matter. Don’t spend it. What others on the internet spend is irrelevant. Everyone is different.
A couple with $2,500 left monthly after retirement savings is split on spending it all versus paying the mortgage early, and 183 comments say it hinges on whether the savings goals are already met. Surplus cash with no assigned job turns into an argument.