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MARKET OPEN
Asia
- 🇭🇰 Hang Seng—
- 🇨🇳 SSE Composite—
Hong Kong opened within a point of its prior close at 3,014.77, a standstill that says traders want proof on China stimulus before committing. Shanghai opened just as flat, so Asia is handing US investors no directional cue today.
MARKET OPEN
Nikkei 225🇯🇵 JPX
+0.24%
408.13
Tokyo opened 0.24% higher, the first read global investors get before US futures wake up. With economists pencilling in a Bank of Japan hike to 1.50% in December, every yen tick now runs straight through exporter earnings.
JEPQ Held Up Better in All 9 Down Months and Trailed in 11 of 15 Up Months. The Two-Year Score: 39.97% vs. 53.25%
Month by month scoring of two years reveals that covered call funds keep their promise on the downside, but the upside tells a story the standard pitch glosses over entirely.
Her 5% Savings Account Earned $5,000. Social Security’s Tax Rules Added $8,550 to Her Taxable Income
A retiree deposited $100,000 into a high-yield savings account expecting one simple number at tax time, but a rule buried in the tax code turned that interest into a chain reaction she never saw coming.
These 3 ETFs Pay 6.29% to 11.80%. Spending That Income Isn’t a Way Around the 4 Percent Rule
High-yield ETFs paying up to nearly 12% look like a shortcut past the 4% rule, but that logic rests on a confusion between two measurements that retirement researchers say can determine whether a portfolio survives 30 years.
The IRS Sent 1.6 Million CP2000 “Proposed Changes” Letters Last Year, and Most Were Triggered by a 1099 the Taxpayer Never Saw. The Letter Isn’t an Audit, and 30 Days Is the Window to Say So
A computer at the IRS matched your return against a form you never saw, and the clock on your response started the moment the envelope hit your mailbox. What happens next depends entirely on a single document most people throw away.
38 With Nothing Saved for Retirement? The Ramsey Show Says It’s Not Too Late
A 38-year-old caller with $62,000 in debt and zero retirement savings asked The Ramsey Show if she had waited too long. The host answered with a specific dollar figure, but the assumption buried inside that number changes everything.
A 62-Year-Old Wants $3,900 a Month Tax-Free From a $900,000 401(k). Getting There Comes With a Tax Bill
She has $900,000 in pretax savings and a clear vision for tax-free retirement income, but every dollar she plans to live on comes with a tax bill she has not yet paid. The path from here to there forces a choice most people overlook until it is too late.
Dividend raised$1.25ex-date 2026-10-21 · 3.10% yield · 10 yrs paying · +4.2% YoY
Lowe's lifted its quarterly payout 4.2% to $1.25 a share, pushing the annual rate to $6.10 and the yield to 3.1% even with a soft home improvement backdrop. Shares must be held through today's ex-date to collect.
New 52-week high$398.95+0.8% vs prior high · 2026-07-28
Travelers closed at $398.95, a fresh 52-week high that edges 0.78% past its July 28 peak and ends nearly three months of stalling below it. The $400 line is the next test.
New 52-week low$1.95-2.0% vs prior low · 2026-10-14
Opendoor just set a fresh 52-week low at $1.95, 2.01% under the low it set only a week ago, and the first close below $2. Market cap is down to $1.9 billion, which puts delisting-threshold math back in play.
New 52-week high$45.26+1.5% vs prior high · 2026-09-03
Manulife Financial just topped out at $45.26, clearing its September 3 peak by 1.5% and capping a climb from roughly $30 a year ago. The $74.8 billion insurer is making new ground.