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'Oh, You Don't Want to Know': Couple Owes $250K in Student Loans, for These Degrees
A Charlotte couple owes a quarter million dollars in student loans for degrees that left the caller visibly reluctant to name them on national radio. Before you judge their situation, check whether your own debt-to-income ratio puts you closer to their corner than you think.
A 64-Year-Old Couple Ran the Numbers on Claiming Social Security Early and Spending the 401(k) Later. They Had It Backwards.
Claiming Social Security at 64 while letting the 401(k) compound sounds like a smart hedge, but the math behind that sequence hides a tax trap most couples never see coming until it is too late to undo.
SPHD and SCHD Both Promise High Dividends, Yet One Has Barely Made Investors Any Money in a Decade
SPHD and SCHD both court dividend investors with promises of reliable income from established U.S. companies, yet a decade of returns reveals a stunning divide hiding beneath their nearly identical pitches.
MARKET OPEN
Nikkei 225🇯🇵 JPX
+0.18%
409.81
Tokyo opened 0.18% higher, a cautious bid with the Bank of Japan expected to lift its policy rate to a three-decade high. Anyone holding Japan exposure finds out today whether the end of easy money is priced in.
Her Partnership Policy Paid $180,000 to the Nursing Home. When It Ran Out, the State Let Her Keep an Extra $180,000 and Still Paid the Bill
Most people assume a long-term care policy protects assets only while it is paying out. What happens to those savings after the policy runs dry turns out to be a different question entirely, and the answer depends on two words printed on a disclosure form almost nobody reads.
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Medicare Advantage Lets You In at 65 With No Questions. Medigap Asks Them Forever After. The Switch Most Retirees Can't Make at 72
Picking Medicare Advantage at 65 feels like a low-stakes choice, but it quietly starts a clock that most retirees never knew was running. By 72, when the plan’s limits become impossible to ignore, the door back to Medigap may already be locked.
New 52-week low$134.34-0.0% vs prior low · 2026-01-07
PepsiCo just marked a fresh 52-week low at $134.34, taking out the January 7 floor. At a $183.5 billion market cap, the next support level is untested ground.
We Checked 14 Dividend ETFs Against SCHD in 2026. Not One Beat It
We put 14 dividend ETFs through a head-to-head test against SCHD in 2026, covering total return, dividend growth, and portfolio quality, and every single one came up short. The reasons why reveal something important about where most income investors go wrong.
Buffer ETFs Promise 100 Percent Downside Protection. Here Is How That Actually Works and What You Give Up
Buffer ETFs promise to absorb your losses so you can stay in the market without the stomach-churning drops, but the full protection guarantee comes with a catch that most investors discover only after they buy in.
NuvOx Therapeutics, Inc.NUOX · NYSE American
$6–$8 / share
Price range set at $6 to $8 in first S-1 amendment
NuvOx Therapeutics put real numbers on its NYSE American debut: 2.86 million shares at $6 to $8, or about $20 million at the midpoint, with ThinkEquity running the book. The clinical-stage oxygen therapeutics developer is now one pricing amendment away from trading.
Source: SEC filing
Want to Leave Each Grandkid $100,000 Without Hiring a Lawyer? These 3 ETFs and a Custodial Account Do It
Three ETFs and a custodial account you can open this afternoon might be all it takes to hand each grandchild a serious financial head start, but the trade-offs hiding inside this simple strategy are exactly what most grandparents overlook.
Disclosure
1 INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE Brokerage and Active investing products offered through SoFi Securities LLC, member FINRA( www.finra.org )/SIPC( www.sipc.org ).2The probability of a member receiving $1,000 is 0.028%. If you don’t make a selection in 45 days, you’ll no longer qualify for the promo. Members must fund their account with a minimum of $50.00 to qualify. The probability percentage is subject to decrease. Members are only eligible for the Stock Award promotion upon opening their first brokerage account; subsequent cash brokerage accounts are ineligible for the promo, including for members with multiple accounts. 3Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees. 4There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.
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Why Can't XRP Get Back to $2? 75% of Holders Bought Above It
Three out of four XRP holders are still waiting to break even, and that math creates a ceiling the coin keeps bumping into. Understanding where that pressure comes from reveals why the road back is far more complicated than a simple price recovery.