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The Social Security Fairness Act Sent 3 Million Public Retirees a Lump-Sum Check. A Little-Known IRS Election Spreads the Tax Back Over the Years It Was Actually Owed
Millions of public retirees got a Fairness Act back payment in 2025, and for many of them it quietly pushed their tax bill into a much higher bracket. A little-known IRS election rewrites how that lump sum gets counted, but most filers have never heard of it.
A Bigger 401(k) Door Opened When He Turned 60. It Closes Again on His 64th Birthday.
A short window lets certain workers funnel thousands more into a 401(k) than their colleagues can, but the eligibility rules hinge on a calendar quirk that catches many people off guard before they even realize the opportunity has closed.
MARKET OPEN
Nikkei 225🇯🇵 JPX
+0.08%
417.2
Tokyo opens barely changed, and that flat tape is the story: a firmer yen squeezes exporter earnings just as the Bank of Japan's next rate move comes into view. Japan exposure in your portfolio hinges on which way that currency breaks.
They Skipped Long-Term Care Insurance Because Dad Was Only 58. At 76 the Same Coverage Cost Four Times as Much, and He No Longer Qualified for It.
A family waited on long-term care insurance when their father was healthy and the cost felt optional. Then a stroke made the decision for them, and not in the way they expected.
Will the CLARITY Act Pass on Tuesday? Senate Democrats Meet Tonight and Republicans Need Nine of Them
Senate Democrats huddle tonight to decide whether nine of them will give Republicans the votes needed just to start debating crypto’s biggest regulatory overhaul in years, and neither side has shown its hand yet.
Coca-Cola vs. Pepsi: Five Years, Two Completely Different Outcomes
Coke and Pepsi have shared the same grocery aisle for decades, but their five-year stock charts now look like they belong to completely different industries. One structural difference in their business models explains the split, and it raises a pointed question for income invest…
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1 INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE Brokerage and Active investing products offered through SoFi Securities LLC, member FINRA( www.finra.org )/SIPC( www.sipc.org ).2The probability of a member receiving $1,000 is 0.028%. If you don’t make a selection in 45 days, you’ll no longer qualify for the promo. Members must fund their account with a minimum of $50.00 to qualify. The probability percentage is subject to decrease. Members are only eligible for the Stock Award promotion upon opening their first brokerage account; subsequent cash brokerage accounts are ineligible for the promo, including for members with multiple accounts. 3Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees. 4There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.
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How a 62-Year-Old Who Just Got Laid Off Turned $990,000 Into a $6,900 Monthly Paycheck
Getting laid off at 62 means the safety nets are close but not close enough, and the gap between now and Social Security has to be funded somehow. Here is one real portfolio built to generate nearly $7,000 a month from a single lump sum while the clock runs out.
Target Keeps Raising Its Dividend. The Raises Keep Getting Smaller.
Target’s dividend streak just hit another milestone, but income investors focused on the checkmark may be missing the detail buried in the numbers that changes the entire story.
Medicare Paid $380 Million for Organs Its Patients Never Received. CMS Has Agreed to Recover Just $154,210.
CMS told transplant centers exactly how to classify organ-acquisition costs, they followed those instructions precisely, and Medicare ended up with a bill that federal law arguably never authorized. The paper trail is pristine, which is exactly the problem.
"He Dumped His Kids on the Railroad Track and Here Comes the Train": Dave Ramsey on the Father-in-Law Who Left His Daughter Guaranteeing a $10 Million Loan
Signing a few documents for a family member can feel harmless. For one woman, Dave Ramsey says her signature on documents for her father-in-law put her on the hook for a $10 million loan. The caller, Robert, age 34, from Philadelphia, said his father-in-law got into a “giant mes…
Chamath Palihapitiya: Anthropic Employee's "Human Extinction" AI Warning Risks $2.3 Trillion IPO
Anthropic’s path to what would rank as one of the largest technology IPOs ever collided this week with a very old problem: what a company can and cannot say about its own product once it enters the SEC’s formal review window. On the September 11, 2026 episode of the All-In podca…
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Altria Keeps Raising Its Dividend While Selling Fewer Cigarettes Every Year
Altria keeps raising its dividend even as Americans smoke fewer cigarettes every year, and the math behind that trick depends entirely on one metric that is starting to wobble.