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Social Security’s Trump Bump-Fueled 2027 COLA Has a Hidden Catch, and It Could Erase Some (or All) of Your Raise
Social Security’s 3.6% raise in 2027 looks generous on paper, but a deduction that comes out before you ever see your check could quietly swallow a big chunk of it, and for some retirees, every last dollar.
‘They’ve Shot Themselves in the Face’: Ramsey Blames Kaepernick for Nike’s Collapse, but Nike’s China Revenue Was Down 26%
Dave Ramsey named Colin Kaepernick as the reason Nike lost $200 billion in value, but the actual sales data tells a completely different story about where Nike’s customers disappeared.
In Biden’s First Halloween In Office, A 100-Piece Bag Of Candy Cost $9.91, A Study Found. This Year It’s $16.96, And Government Data Shows Candy Prices Rose 7.7% In A Year, More Than Double Overall In
Halloween candy prices have climbed far faster than anything else in your shopping cart, and Hershey’s latest earnings report reveals exactly why candy makers have little reason to stop raising prices anytime soon.
Futures, Index Options and Prediction Markets: The Year-End Tax Rule That Catches Traders Off Guard
A futures trader who holds a position open on December 31 can owe taxes on thousands of dollars she never collected, and most people carrying index options or event contracts into the new year have no idea the IRS already considers those positions sold.
73% of Americans Have Considered Risky Bets Like Sports Betting and Crypto. Could GLP-1s Change That?
Wharton researchers are now asking whether a weight-loss drug could rewire the financial choices millions of Americans make when they feel too far behind to play it safe.
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Reddit Pulser/wallstreetbets
You had the best investment of your life and turned it into the worst investment of your life. You are a true regard.
Selling half a six-year Nvidia position for a car converts an unrealized gain into a taxable one, and 771 comments are debating whether borrowing against the shares would have been cheaper. How you fund a windfall purchase decides what you keep.
Invesco’s Quality Fund Beat VIG Over Five Years. 76.4% Against 65.69%.
VIG has long been a go-to core holding for investors who want durable, dividend-growing businesses, and Morningstar still rates it among the best in its class. But a rival ETF built on an entirely different selection process has quietly stacked up a meaningful edge over both fiv…
Reddit Pulser/personalfinance
Yes! I max out my HSA and *never* use it. Saving that money for later in life - when you'll likely have more medical bills - is the best thing you can do.
The thread's advice is unanimous: treat the HSA as the most tax-advantaged retirement account you have, fund it to the max and pay medical bills out of pocket so the balance stays invested. The mistake is spending it down every year and losing decades of untaxed growth.
Investors Have Poured a Record $2.24 Trillion Into ETFs This Year. Three Firms Collected Nearly Half of It
A record $2.24 trillion has flooded into ETFs worldwide this year, yet despite thousands of funds competing for that money, nearly half of it ended up in the hands of just three companies running essentially the same idea.
DATA RELEASE
2-Year Treasury Yield
4.61%
-6 bp
The front end just backed off its highs, with the 2-year slipping 6 basis points to 4.61% after the Fed held rates steady. That is the part of the curve that reprices first when policy expectations shift, so money market and short-duration bond holders feel it immediately.
Source: FRED · DGS2Sponsored
DATA RELEASE
10-Year Treasury Yield
4.98%
-7 bp
The 10-year slipped back below the 5% line, down 7 basis points to 4.98%, the third straight easing that pulls mortgage rates, bank funding costs and long-duration equity valuations with it.
Source: FRED · DGS10
Her Social Security Check Is $2,000. A Mortgage Lender Could Count It as $2,500, Helping Her Qualify for a Bigger Home Loan
Mortgage lenders do not have to take a retiree’s Social Security check at face value, and the gap between what she receives and what a lender counts as income could determine whether she qualifies for the home she wants.